Semester Spending Report

TRISTAN YANCEY

August 19 – October 21, 2026 · Carson-Newman, freshman fall semester · 64 days

Money in
$2,167
Money out
$2,173
Left in the account
$26.02
Still owed on the college bill
~$1,400
Read this first. $2,167 flowed into this account in 64 days. 92 cents of every dollar came from Mom and Dad's college account — $150 a week, every week, sent to pay for school. The account is down to $26.02, and almost $1,400 is still owed on the college bill. The money didn't disappear. It's itemized below.

Where it actually went

CategoryAmount
Carson-Newman (tuition payment + fees) — the one thing this money was for$1,395.31
Eating out — 31 charges (see below)$272.99
Gas$122.33
Convenience stores (Weigel's & similar)$81.36
Walmart / superstores$77.40
Venmo sent$56.00
Amazon$41.70
Crypto buys (Transak / USDC)$35.00
Donations (Givebacks)$30.00
Gym (National Fitness)$20.00
Kalshi — sports betting$10.00
Smoke shop$9.96
Groceries (Midway IGA) & misc.$21.19

The food problem

🌮 Taco Bell: 10 separate trips, $94.33. The most-visited restaurant of the semester isn't the cafeteria — it's Taco Bell.
🍔 31 eating-out charges in 64 days — a restaurant or fast-food run every other day, while the account that was supposed to pay for school drained to $26.
🕑 The meal plan is already paid for. Every one of these 31 charges bought food that the cafeteria was already providing.

Also in the record

🎲 Kalshi sports betting: money out to Kalshi on Sep 18, and a $29 Kalshi payout came back into the account earlier. Betting apps, on a college account funded by your parents.
🪙 $35 into crypto (Transak/USDC) and a Coinbase payout — while almost $1,400 is still owed on the bill.
💸 $56 out the door on Venmo in three sends, on top of everything else.
What should have happened: $777.93 was spent on things that were not school. If even the eating-out and betting money — $283 — had stayed in the account, there would be over $300 saved toward the bill right now instead of $26.02 and a balance still owed. Nobody is asking for perfect. This is asking for the bleeding to stop.

Every charge — the full record

DateChargeAmount
08-20Chipotle Mexican Grill$16.01
08-21Chick-fil-A$7.65
08-22WM SUPERCENTER # 5411 630 E BROADWAY BLVD JEFFERSON CIT$74.53
08-23DLW HICKORY HOUSE$18.77
08-23DLW WILDERNESS SMOK$9.96
08-25Cook Out$8.77
08-26Dollar Tree$4.00
08-28GIVEBACKS 8398 191-95893076$20.00
08-28CARSON NEWMAN UNIVE$55.95
08-29FRESH IDEAS - CARSO$3.00
08-29Card Return Adjustment CARSON NEWMAN UNIVE$1.10
08-29FRESH IDEAS - CARSO$5.00
08-30WEIGELS #39 Q88$6.23
08-31AMAZON.COM*5Q3R4$41.70
08-31Taco Bell$13.00
08-31HOUSE MOUNTAIN MARK$15.02
09-04Taco Bell$10.73
09-06WEIGELS #39 Q88$12.77
09-07WEIGELS #39 Q88$5.32
09-07Taco Bell$15.00
09-07WEIGELS #39 Q88$9.41
09-08NATIONAL FITNESS$20.00
09-08Rocky Top Waffle$14.00
09-11MURPHY7276ATWALMRT$15.03
09-11Taco Bell$7.45
09-11McDonald's$9.37
09-13ZAXBYS$3.28
09-13PAL'S 25$6.91
09-14MURPHY6978ATWALMRT$20.01
09-18KALSHI 6211 KALSHI.COM$10.00
09-20TRANSAK*INVO USDC$20.00
09-20TRANSAK*INVO USDC$15.00
09-23McDonald's$1.85
09-23Taco Bell$4.00
09-24WEIGELS #112$10.73
09-24WEIGELS #112$8.00
09-25Chick-fil-A$5.74
09-26WEIGELS #98$20.02
09-26Cook Out$8.77
09-28Taco Bell$8.73
09-29Venmo$15.00
10-01GIVEBACKS 8398 191-95893076$10.00
10-01MURPHY6978ATWALMRT$25.27
10-02Taco Bell$9.21
10-03MIDWAY IGA$9.42
10-04Taco Bell$11.00
10-05Shell$20.06
10-05TWISTERS SHAKES & S$8.70
10-07Taco Bell$4.21
10-07McDonald's$2.35
10-08TPSI CARSON NEWMAN$1,339.36
10-09PAL'S 25$10.59
10-09Sunoco$5.86
10-09Sunoco$8.23
10-10WEIGELS #112$8.88
10-10Dollar Tree$1.33
10-12Chick-fil-A$10.98
10-13Venmo$11.00
10-14Sunoco$8.01
10-14McDonald's$1.85
10-15MURPHY6978ATWALMRT$9.02
10-15MURPHY6978ATWALMRT$5.73
10-16Shell$5.11
10-18Venmo$30.00
10-19ZAXBYS 1102 5814 JEFFERSON CIT$14.59
10-20WM SUPERCENTER #724$2.87
10-20Dollar Tree$5.34
10-21Taco Bell$11.00
10-21FRESH IDEAS - CARSO$5.46

Source: bank account records, August 19 – October 21, 2026.
Prepared for a family conversation. The numbers are the numbers.